Compliance Notices
Availability of Health and Welfare Plan Notices and Summary of Health Information
The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS) and Internal Revenue Service (IRS) require plan administrators to provide certain information related to their health and welfare benefit plans to plan participants in writing. Below are the notices that are located at www.myfirstunitedbenefits.com. These notices explain your rights and obligations in relation to the health and welfare plans provided by First United Bank & Trust.
Summary Annual Report for Group Life, Disability, and Health Plan
The Summary of Benefits and Coverage (SBC) noted below, summarizes important information about any health coverage option in a standard format, to help you compare across options. Please read these notices carefully and retain a copy for your records.
The Health Insurance Marketplace Coverage Notice summarizes basic information about the Marketplace and employment based health coverage offered by First United Bank & Trust.
The following are the Health Care Reform Notices included in the Health and Welfare Notice:
- Lifetime Maximum Notice
- FSA/HSA/HRA Over-the-Counter Restrictions
- Information on Rescission’s
- Information on Nondiscrimination 105(h) Rules
The following are additional annual Notices included in the Health and Welfare Notice:
- Women’s Health and Cancer Rights Act (WHCRA) Enrollment Notice
- The Newborns’ and Mothers’ Health Protection Act (NMHPA) Notice
- Mental Health Parity Act (MHPA)
- Health Information Technology for Economic and Clinical Health Act (HITECH)
- Genetic Information Nondiscrimination Act (GINA)
- HIPAA Special Enrollment Rights Notice
- Uniformed Services Employment and Reemployment Rights Act (USERRA) Notice
- Wellness Program Disclosure
- COBRA Notice
Additional Annual Notices are located below (separate from the Health and Welfare Notice)